Thank you for your interest in affordable home ownership.
Due to the waiting list of qualified applicants waiting for a home, we will not be taking applications in the Spring of 2023.
Please check back with us in 2024!
how do I qualify
1. Need for Better Housing:
Need for Better Housing can mean, but is not limited to:
- structural problems, plumbing problems, roofing problems
- extremely high rent (more than 30% of your income) or extremely high utility bills
- unsafe area for children
- too many people in a small home
2. Ability to Pay
- Habitat homes are sold with an affordable mortgage.
- The Table below shows the Lee County, MS 2021 HUD income limits. We select families between 35% and 60% of median annual income.
- We want to make sure families are able to make their house payments.
|Median Income||1 Person||2 People||3 People||4 People||5 People||6 People||7 People||8 People|
3. Willingness to Partner
- If you are selected for a Habitat home, you must put in a total of 300 sweat equity hours.
- Sweat equity hours are earned volunteering on construction for other partner families’ homes.
- Sweat equity hours can also be earned through other volunteer opportunities.
- If selected, you must also complete homeowner education courses.
- Only a few families each year will be selected for Habitat homeownership.
- The Habitat process takes a while. It usually takes Habitat partners from 1-2 years to earn sweat equity hours and begin construction on new homes.